Mr Cash Loans

Mr Cash Loans

Mr Cash Loans is a South African financial services provider that can help you get a quick cash short-term or personal loan. The company will be able to assist you with a loan even if you are blacklisted or have a bad credit score. You aren’t guaranteed to get a loan, but Mr cash loans are more likely to approve your application than a bank is.

There are no appointments or long waits with Mr Cash Loan either. If you apply for a quick cash loan, their application process only takes a few minutes online. Mr Cash Loan is very fast with processing applications, so you’ll know whether your loan is approved in less than an hour. The money will be in your bank account very soon too. Most of the time, you can have the loan amount paid to you on the same day.

Depending on what your financial situation and credit score are, Mr Cash Loan offers short-term and personal loans of R3,000 to R150,000.

Mr Cash Loan Cape Town also gives you the option to pay back the money over 3 months to 60 months (5 years) depending on the loan amount and your ability to pay. You can get the loan even having a bad credit history.

How to Apply

Mr Cash Loans Cape Town — Personal Loans SA

You can apply for a loan from Mr Cash Loans online through their website.

Mr Cash Loans has the following requirements that you need to meet in order to qualify for a loan:

  • You must be a South African citizen with a valid ID booklet or Smart Card;
  • You must have been working for the same place for more than 6 months before you can apply for a loan;
  • You must be earning a regular, monthly income that is paid into your South African bank account;
  • You have to be able to pay back the loan amount in the loan term according to the National Credit Act (NCA);
  • You may not be under debt administration;
  • You may not be under debt review;
  • You must be at least 18 years old.

As part of the online application process, Mr Cash Loans will also ask for copies of these documents to be uploaded:

  1. A certified copy of your South African ID;
  2. Your most recent payslip from your employer;
  3. The most recent 3 bank statements, which must have the authorisation stamp from your South African bank. It also needs to be for the bank account that your salary is paid into every month.

After submitting your online loan application, you also need to fax or email copies of these documents to Mr Cash Loans.

Tips for Fast Loan Approval

Mr Cash Loans is usually very fast to approve your loan. But you must make sure that you fill out every part of the online application. The information you give Mr Cash Loans must also be 100% true.

If you don’t fill in all your details or there are differences between what you say and what your documents say, it can take longer to have your loan approved. Mr Cash Loans needs to verify all the information you give them. This also includes working out how much you can afford to pay every month for your loan installments.

How Mr Cash Loans Can Help You

Quick personal loans South Africa — Mr Cash Loans

You can use the money you lend from Mr Cash Loans for anything. This includes:

  • Using short-term loans to pay for groceries or emergency expenses;
  • Using mid- to long-term loans to pay for home renovations;
  • Using a personal loan to buy a new house;
  • Buying a new car;
  • Paying for school fees;
  • Consolidating your debt into one monthly payment.

Because you can apply for a loan online in minutes, you can ask for a quick cash short-term or medium- to long-term personal loan from any computer at any time.

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